:root{--navy:#0B2239;--navy2:#123250;--blue:#1E86C8;--blue-lt:#E8F4FC;--amber:#F59E0B;--amber-d:#D97706;--ink:#1F2937;--mut:#5B6B7E;--bg:#FFFFFF;--line:#E3EAF1;--ok:#047857;--radius:10px;--max:1120px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.65;background:var(--bg);font-size:17px}img,svg{max-width:100%;height:auto}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--max);margin:0 auto;padding:0 20px}.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(0,0,0,.25)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 20px;max-width:var(--max);margin:0 auto}.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:19px}.brand:hover{text-decoration:none}.brand 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h1{font-size:40px;line-height:1.18;margin-bottom:14px;max-width:640px}.hero .lede{font-size:19px;color:#CBD9E8;max-width:640px;margin-bottom:22px}.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:18px}.trust-strip{display:flex;gap:18px;flex-wrap:wrap;font-size:14.5px;color:#AFC3D9}.trust-strip b{color:#fff}.answer-box{background:var(--blue-lt);border-left:5px solid var(--blue);border-radius:0 var(--radius) var(--radius) 0;padding:20px 22px;margin:28px 0}.answer-box p{margin:0;font-size:18px;color:#0F2B46}.section{padding:48px 0}.section.alt{background:#F6F9FC}h2{font-size:29px;color:var(--navy);margin:0 0 16px;line-height:1.3}h3{font-size:21px;color:var(--navy2);margin:26px 0 10px}p{margin:0 0 14px}ul.tick{list-style:none;margin:0 0 16px}ul.tick li{padding:8px 0 8px 34px;position:relative}ul.tick 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summary::after{content:"+";float:right;color:var(--blue);font-size:20px}.faq[open] summary::after{content:"−"}.faq .faq-a{padding:0 20px 18px;color:var(--mut)}.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:14px;padding:36px 30px;text-align:center;margin:40px 0}.cta-band h2{color:#fff}.cta-band p{color:#CBD9E8;max-width:640px;margin:0 auto 20px}.crumb{font-size:14px;color:var(--mut);margin:18px 0 6px}.crumb a{color:var(--mut)}.site-footer{background:var(--navy);color:#CBD9E8;margin-top:56px;font-size:15px}.footer-grid{display:grid;grid-template-columns:1.3fr 1.1fr 1fr 1fr;gap:28px;padding:44px 20px 28px;max-width:var(--max);margin:0 auto}.site-footer h4,.site-footer .footer-title{color:#fff;font-size:16px;margin-bottom:12px}.site-footer a{color:#CBD9E8}.site-footer a:hover{color:#fff}.site-footer ul{list-style:none}.site-footer li{margin-bottom:8px}.footer-bottom{border-top:1px solid #24405F;padding:18px 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